Demonstrating the source of your down payment

Declaring interest and eventually committing to purchase a house is one thing; completing the purchase and moving in is another thing entirely. For that, you’ll need to meet a slew of requirements not least among which is the need to present and verify the source of your down payment. Verifying your down payment is an…

Fixed vs. variable rates predictions for 2019

Fixed or variable rates? That’s one tough decision virtually everyone who needs a mortgage financing solution contends with. No thanks to the volatility of variable interest rates and fixed rates that fluctuate without season.  The good news, however, is that with a healthy dose of insights and an understanding of the mortgage market making that…

Getting a Personal Loan for Housing Repairs

Whether you’re doing an emergency repair such as replacing your roof or a busted pipe, or a home improvement project such as remodeling your back yard or outdated kitchen, there are many circumstances that require a bit more money than you might have cash for. Although conventional wisdom points to getting a home equity loan,…

What Makes A Good Mortgage Broker?

If you’re looking for the right loan for your next house purchase you want to find a great mortgage broker. A good mortgage broker is someone who can help guide you through the housing loan market and get the best mortgage for your unique situation. Here are five things, that make great mortgage brokers stand…